Payments
Capitec JSE: CPI
- Last price
- R4,372.78
- Today
- -1.18%
Delayed JSE price
Price and technicalsThe chart.
Capitec
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Company overviewIn plain words.
- 01What it sells
- Everyday banking, cards, loans and business banking, largely through its app.
- 02How it makes money
- Fees on transactions and interest on loans to a very large client base.
- 03What moves the share
- Bad debts on its loans, client growth and transaction income.
- Industry
- Banks - Regional
- Head office
- Stellenbosch
- Financial year ends
- February
- Next results
- 30 Sept 2026
- Last ex-dividend date
- 13 May 2026
- Website
- capitecbank.co.za ↗
FinancialsThe numbers, at a glance.
- Market value
- R506.5bn
- Price to earnings
- 30.1xForward 21.2x
- Dividend yield
- 1.8%
- Revenue
- R42.4bnlast 12 months
- Revenue growth
- +16.4%
- Earnings growth
- +20.8%
- Operating margin
- 54.2%
- Net margin
- 39.7%
- Return on equity
- 30.5%
- Debt to equity
- –
- Cash
- R56.2bnDebt R3.8bn
- Free cash flow
- –
- R30.3bn2023
- R36.0bn2024
- R44.1bn2025
- R52.4bn2026
- R9.7bn2023
- R10.6bn2024
- R13.7bn2025
- R16.8bn2026
Headline numbers from Yahoo Finance, in rand, from the latest reported results. Growth compares with the same period a year earlier. Treat them as a sneak peek: read the company’s own results on SENS before relying on any of them.
What analysts sayThe sell-side view.
Consensus
Buy
10 analysts · average 2.2 on a 1 (strong buy) to 5 (strong sell) scale
262- Strong buy 2
- Buy 6
- Hold 0
- Sell 2
- Strong sell 0
Average 12-month target
R5,291.22
+21.0% vs today’s price
Target range
Low R3,750.00High R5,826.00
How the view has moved
- 3 months ago
- 2 months ago
- 1 month ago
- Now
Third-party ratings and price targets from sell-side analysts, as aggregated by Yahoo Finance. Yahoo does not name the analysts or firms behind JSE ratings, so we can’t either. This is what others say, not our view, and not advice.
In the newsRecent headlines.
Bizcommunity
A diversified engine firing on all cylinders: Capitec headline earnings up 19% ↗ (opens Bizcommunity in a new tab)- CPI
BusinessTech
Say goodbye to Capitec as you know it ↗ (opens BusinessTech in a new tab)- CPI
Moneyweb
Capitec profit, dividend hit record as clients top 26.6m ↗ (opens Moneyweb in a new tab)- CPI
TechCentral
Capitec’s non-bank bet is paying off, big time ↗ (opens TechCentral in a new tab)- CPI
BusinessTech
Battle of the banks 2026: Capitec vs FNB vs Standard Bank vs Absa vs Nedbank ↗ (opens BusinessTech in a new tab)- CPI
BusinessTech
Capitec hit with R28 million in fines for five different financial-crime compliance failures ↗ (opens BusinessTech in a new tab)- CPI
BusinessTech
Great news for Capitec ↗ (opens BusinessTech in a new tab)- CPI
BusinessTech
Good news for Capitec customers in South Africa ↗ (opens BusinessTech in a new tab)- CPI
BusinessTech
Capitec makes first big move after its name change ↗ (opens BusinessTech in a new tab)- CPI
Headlines from Moneyweb, BusinessTech, TechCentral, Daily Maverick, Bizcommunity and Marketaux, matched to companies by name automatically, so the odd one may be off. Not advice.
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